Loans Options

Here are some common situations that often apply to people getting their first home loan, and possible options. You may qualify for more than one; we’ll help you find what’s best for you.

Adjustable Rate Mortgage

Get a low fixed interest rate and lower monthly payments for the first 5, 7 or 10 years.

FHA Loan

You may qualify for an FHA loan with a lower credit score than other loans, and a down payment as low as 3.5%.

30-Year Fixed Mortgage

Monthly payments spread over 30 years with a stable fixed rate are lower compared to loans with shorter terms.

15-Year Fixed Mortgage

You pay less interest when monthly payments are spread over 15 years because you pay off your loan faster.

Jumbo Loans

When you need a big loan amount, we can find you the best rates.

Private Loans

Private Loans for your short-term needs until you qualify for lower conventional mortgage rates.

Flip & Fix

Loans available for your fix and flip properties.

Commercial & SBA

Loans for both purchases and refinancing for commercial properties.

Platinum West Funding offers commercial and SBA loans for both Purchase and Refinance. Properties include:

  • Multi-Family Units, Mixed-Use Dwellings, Small Shopping Centers, Office Buildings, Industrial Warehouses, franchises and special purpose assets such as Hotels, Motels and Gas Stations.
  • Loan programs include Conventional and SBA Loans with attractive rates and terms. Depending upon the type of the loans, the down payment requirements could be as low as 10%. Pre-qualification letters can be issued prior to any purchase commitment made by the borrower.

Looking to Purchase a Home or Refinance?
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